Wealth management at Meridian is not about picking stocks or chasing returns. It is about building a disciplined, diversified portfolio that serves your financial plan — and staying the course when markets test your resolve.
Our Investment Philosophy
We believe that markets are largely efficient, that costs matter enormously over time, and that diversification is the only free lunch in investing. Our portfolios are built on these principles:
- Evidence-based allocation — Asset class exposure informed by decades of academic research, not market predictions or gut feelings
- Low-cost implementation — Primarily index funds and institutional-class ETFs with average expense ratios below 0.15%
- Tax efficiency — Asset location optimization across taxable, tax-deferred, and Roth accounts to minimize your lifetime tax burden
- Systematic rebalancing — Disciplined rebalancing to maintain your target allocation and harvest opportunities during market dislocations
What Is Included
Wealth management clients receive a fully integrated service that goes well beyond portfolio construction. Your engagement includes an annual financial plan review, quarterly portfolio reporting, tax-loss harvesting, cash flow planning, and unlimited access to your advisory team. We coordinate with your CPA and estate attorney to ensure every piece of your financial life is aligned.
Who This Is For
Our wealth management service is designed for individuals and families with investable assets of $250,000 or more who want a fiduciary partner to manage their investments and coordinate their broader financial plan. Whether you are accumulating wealth, approaching retirement, or already retired, we build and manage a portfolio calibrated to your specific needs.